Business Funding

Our business funding solutions help established companies access the capital they need to grow, expand operations, or manage cash flow—with flexible terms and competitive rates tailored to your goals.

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How it works

From $10,000 for startups to $5 million for established businesses—funding that scales with you.

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Term loans

Fixed-term loans with steady monthly payments—perfect for large investments or business expansion plans.

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SBA loans

Government-backed loans with favorable terms and lower down payments for qualifying small businesses.

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Invoice factoring

Turn unpaid invoices into instant cash by selling them to a our given trusted funding partner.

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Lines of credit

Flexible credit lines you can tap into anytime ideal for cash flow management or surprise expenses.

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Equipment financing

Equipment loans secured by the equipment itself—great for upgrading or expanding your business tools.

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Merchant cash advances

Get funded based on future card sales, with flexible repayments tied to your daily or weekly revenue.

Our process

Get started as easy as 1, 2, 3

Getting started is simple—just follow three easy steps. Tell us your goals, review your options, and access the capital you need.

1

Apply

Share your business and financial info for a fast and simple funding review.

2

Review

We’ll assess your business profile and provide personalized funding options that fit your unique goals.

3

Receive

After approval, access your funds fast to drive growth and reach your business objectives.

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Eligibility

Who can we help

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Time in Business

6+ Months

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Monthly Revenue

$10,000+

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Time Frame

3-5 business days

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Process

Hassle Free

What our clients say

Our clients trust Credixify to deliver results. From funding to credit repair, their success stories reflect our commitment to personalized, effective financial solutions.

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"Credixify helped us stack funding fast without the red tape. Their team truly understands small businesses."

Jessica Lane

Founder at Bloom & Bean Café
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Frequently Asked Questions

Explore the answers to our most common questions—so you can move forward with confidence and clarity in every decision with Credixify.

What types of businesses do you fund?

We offer funding solutions for businesses across nearly every industry—from restaurants and retail to healthcare, construction, and online ventures. Our broad lender network supports industries often overlooked by traditional banks.

How much funding can my business qualify for?

Funding ranges from $10,000 to $5 million, based on your business age, revenue, credit, and industry. Stronger businesses may qualify for more, while newer ones can grow into higher limits.

How quickly can I get funding?

Funding speed depends on the type. Some options fund in 24–48 hours, while others may take 3–5 days or up to a few weeks. During your consultation, we’ll match you with the right solution based on your timeline.

What documentation will I need to apply?

Documentation requirements depend on the funding type and amount but often include 3–6 months of bank statements, recent tax returns, financial statements, and business licenses. For larger requests or SBA loans, more details may be needed. Don’t worry—our team will walk you through every step.

Do I need good credit to qualify for business funding?

While strong credit unlocks better terms, we work with all credit profiles. If your FICO score is below 600, we focus on revenue-based funding that looks at business performance—not just personal credit. Plus, we offer credit repair to help you qualify for more in the future.

What are the interest rates and terms?

Rates and terms depend on the funding type, your business profile, and market conditions. Term loans typically have 5–30% APR with 1–5 year terms. Lines of credit range from 8–24% APR. Revenue-based funding uses factor rates (1.1–1.5) instead of traditional interest. We’ll walk you through all costs clearly during your consultation.

Ready to Unlock Your Funding Potential?