Real Estate Funding

We offer flexible real estate funding for investors at every level. Whether you're buying your first property or scaling your portfolio, we provide competitive rates, fast approvals, and expert guidance to help you reach your investment goals.

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How it works

We provide real estate funding from $50K to $5M for residential properties and $250K to $50M+ for commercial properties.

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Fix & Flip

Short-term funding for property purchases and renovations, with loan amounts based on the after-repair value (ARV).

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Commercial Real Estate

Customized financing for multi-family, retail, office, industrial, and mixed-use properties tailored to your investment strategy.

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Portfolio Loans

Portfolio loans that finance multiple properties under one loan—perfect for experienced real estate investors.

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Rental Properties

Long-term funding designed for buy-and-hold investors, offering flexible terms and competitive interest rates.

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New Construction

Construction financing for ground-up developments, with funding disbursed in stages based on project completion milestones.

Our process

Get started as easy as 1, 2, 3

Getting started is simple—just follow three easy steps. Tell us your goals, review your options, and access the capital you need.

1

Strategy

We evaluate your investment goals, portfolio, and finances to create a tailored real estate funding strategy that fits your needs.

2

Structure

We craft the ideal financing structure aligned with your property type, investment goals, and project timeline.

3

Fund

We match you with the right lenders and support you through every step—ensuring a smooth, successful closing.

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Eligibility

Who can we help

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Credit Score

600+

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Experience

From first-time to seasoned investors

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Property Types

Residential, commercial, and land

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Time Frame

7-14 days

What our clients say

Our clients trust Credixify to deliver results. From funding to credit repair, their success stories reflect our commitment to personalized, effective financial solutions.

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"Credixify helped us stack funding fast without the red tape. Their team truly understands small businesses."

Jessica Lane

Founder at Bloom & Bean Café
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"Thanks to Credixify, we secured no-doc capital that didn’t touch our personal credit. Game-changer!"

Marcus Reed

CEO at ReedTech Solutions
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"Credixify simplified real estate funding like no one else. Fast approvals and expert support."

Tina Morales

Real Estate Investor at Elevate Homes
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"Their credit repair service was professional, fast, and effective. We qualified for better terms within weeks."

David Kim

CFO at Apex Logistics Inc.
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"I leveraged my 1099 income for business capital thanks to Credixify. The process was smooth, and solid."

Rachel Gomez

Co-Founder at FlipNest Properties
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"As a startup, traditional banks weren’t an option. Credixify gave us flexible funding and expert insight to grow."

Leo Patel

CTO at ByteBridge Technologies
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"Credixify's strategy helped us expand our retail chain without sacrificing cash flow. Their team was amazing."

Angela Brooks

COO at Luxe Finds Boutique
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"From credit improvement to securing capital, Credixify handled everything with integrity and efficiency."

Mohammed Khan

Managing Director at Orion Capital
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Frequently Asked Questions

Explore the answers to our most common questions—so you can move forward with confidence and clarity in every decision with Credixify.

What types of real estate properties do you finance?

We offer flexible funding for diverse real estate properties—single-family, multi-family, commercial, mixed-use, and land. Whether you're flipping homes or expanding a rental or commercial portfolio, we support your investment strategy with tailored solutions.

What are your loan terms and interest rates?

Our loan terms and rates depend on factors like property type, loan purpose, LTV, credit, and experience. We offer short-term loans (6–24 months) for fix-and-flips, long-term options (5–30 years) for rentals, and 5–25 year terms for commercial properties. During your consultation, we’ll present terms tailored to your goals and property details.

How quickly can I get funded for a real estate investment?

Our streamlined process delivers funding much faster than traditional banks. Experienced investors with complete documentation can close in as little as 7–14 days. More complex commercial deals may take 3–4 weeks. Timelines depend on property type, loan complexity, and document readiness. Pre-approvals are also available to strengthen your offers.

What documentation do I need to apply?

Documentation requirements depend on the loan type but generally include property details, personal financials, and business info. For fix-and-flips, you'll need a purchase agreement, photos, and a renovation budget. Commercial loans require additional items like rent rolls, operating statements, and condition reports. We’ll provide a tailored checklist during your initial consultation.

Do you work with first-time real estate investors?

Yes, we work with investors of all experience levels—including first-time real estate investors. We offer added guidance, beginner-friendly funding options, and resources to help you navigate financing, strategy, and potential risks. Even if some programs require prior experience, we have solutions tailored for first-timers with strong financials.

What makes your real estate funding solutions different from traditional banks?

Unlike traditional banks, we offer flexible, investor-focused financing with faster approvals and creative structures. We prioritize property potential over personal income, fund deals banks often reject, and support you with expert guidance, market insights, and a trusted real estate network.

Ready to Unlock Your Funding Potential?