Our credit repair service helps individuals and businesses strengthen their credit by removing negative items, correcting inaccuracies, and building credit strategically. We use ethical, results-driven methods to improve your financing options and terms.
We review all three major credit bureaus to spot negative items, correct inaccuracies, and uncover opportunities to boost your score.
We help remove late payment records that could be negatively impacting your credit scores.
We offer personalized strategies to help you build or rebuild positive credit history alongside the repair process.
We dispute collection accounts using proven legal strategies designed to maximize the chances of successful removal.
We dispute excessive or unauthorized hard inquiries that may be lowering your credit score.
Getting started is simple—just follow three easy steps. Tell us your goals, review your options, and access the capital you need.
We conduct a thorough review of your credit reports from all three major bureaus to identify negative items and inaccuracies.
Our team applies proven strategies to dispute negative items, inaccuracies, and collections on your behalf.
We monitor your progress closely, providing regular updates as negative items are removed and your credit scores improve.
Any credit score welcome
Inaccurate Reports and legitimate disputes
30-90 Days for initial results report
Hassle Free
"Credixify helped us stack funding fast without the red tape. Their team truly understands small businesses."
"Thanks to Credixify, we secured no-doc capital that didn’t touch our personal credit. Game-changer!"
"Credixify simplified real estate funding like no one else. Fast approvals and expert support."
"Their credit repair service was professional, fast, and effective. We qualified for better terms within weeks."
"I leveraged my 1099 income for business capital thanks to Credixify. The process was smooth, and solid."
"As a startup, traditional banks weren’t an option. Credixify gave us flexible funding and expert insight to grow."
"Credixify's strategy helped us expand our retail chain without sacrificing cash flow. Their team was amazing."
"From credit improvement to securing capital, Credixify handled everything with integrity and efficiency."
Explore the answers to our most common questions—so you can move forward with confidence and clarity in every decision with Credixify.
Our credit repair process follows three key steps: First, we analyze your credit reports from all three major bureaus to identify negative items, errors, and potential violations. Second, we initiate strategic disputes tailored to your unique situation. Third, we track your progress and provide regular updates as your score improves. Along the way, we educate you on credit management to help you maintain lasting results.
Many clients see initial improvements within 30-90 days, with the first round of disputed items typically being addressed during this period. However, complete credit repair is a process that often takes 4-8 months depending on your specific credit situation, the number and type of negative items, and how the credit bureaus respond to disputes. We provide regular progress updates throughout the process, so you'll always know where things stand with your credit repair journey.
Yes, credit repair is 100% legal. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccurate information on your credit reports. At Credixify, we strictly follow all federal and state laws, including the Credit Repair Organizations Act (CROA), using only ethical and legal methods. We never suggest misrepresenting information or creating new identities—our focus is on legitimate, proven strategies to improve your credit.
Results vary by individual, but most clients see credit score increases of 30–50+ points, with some achieving gains of 100+ points. Improvement depends on factors like the number and type of negative items, their age, your credit utilization, and overall profile. During your consultation, we’ll set clear, realistic expectations based on a detailed review of your credit situation.
While you can repair credit on your own, our professional service offers key advantages: expert knowledge of credit laws, proven dispute strategies, direct bureau relationships, and time-saving support. We tailor every plan to your situation and monitor all three bureaus throughout the process. Most clients see faster, stronger results with our guidance than with DIY credit repair.
We can’t guarantee specific score increases or item removals, as credit bureaus make the final decision on disputes. However, we do guarantee our full effort, expertise, and commitment to using every legal strategy available. If no improvements are seen within a reasonable timeframe (typically 90 days), we’ll reassess your situation and explore alternative solutions together.
